If your credit needs rehabilitation due to late payments, accounts in collections or other negative items, it might be time to rebuild. Rebuilding your credit requires an understanding of your current situation, identifying past mistakes and implementing the right strategies going forward. Wise use of a credit card is one way to start. Surprising, right?… Read More
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College graduates saddled with student loans may find this hard to believe, but there is one upside to having to pay back all that debt: It helps you build credit. That may seem like a small consolation â particularly if the balances you owe areÂ even averageÂ âÂ but credit can be hard to come by. Of course,… Read More
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Article originally published September 1st, 2016. Updated October 29th, 2018.Â Itâs a common question around these parts:Â how do I fix my credit?Â And, while credit scores do have a lot of nuances, the answer is actually pretty straightforward: pay all your bills by their due dates, keep your debt levels low, add a mix of accounts… Read More
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Cable companiesÂ aren’t in the habit of reporting your payments to the credit bureaus, at least when it comes to your traditional credit reports. But if that’s something you want, there is a way to getÂ those monthly bills to helpÂ your credit score. Simply put, consider paying for cable with your credit card. Unlike cable providers, credit… Read More
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Good credit is crucial to unlocking many financial opportunities in life. When you have aÂ great credit score, you can get lower interest rates on car loans, credit cards and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a resident application. While developing a solid credit history… Read More
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Good credit is essential if you hope to borrow money one day for things like a new carÂ or home. But good credit can also be important for smaller things like renting an apartment or even landing a new job. And one of the easiest ways to build the credit necessary for these things is by… Read More
The post I Don’t Need a Credit Card But Want to Build Credit. What Can I Do? appeared first on Credit.com.
Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you donât want a credit card or are having trouble… Read More
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