Data show delinquencies remained near all-time lows in Q4 2020, due in part to hardship programs enacted by financial institutions and the government. Experts weigh in on whatâs to come in 2021.
Small companies may not have a lot of resources at their disposal to fight credit card fraud. But whether you have one employee or 100, card fraud can hurt you. Here are some ways that you can lower your risk.
In a new survey, about three-quarters of consumers whose incomes were affected by COVID indicate they are concerned about their ability to keep current on bills and loans. One of the ways theyâre making ends meet is with credit cards.
Qualifying for a credit card can be a challenge if you have damaged credit or a short history of using credit. But there is an option if you can’t qualify for a traditional credit card: secured credit cards. Read on to learn about how they can help you build credit.
Residual interest is the interest that’s accrued on an unpaid credit card balance in the time that you’ve not been paying it. Read to learn how it works, and how you can avoid paying it.
Your balance transfer can be turned down by card issuers for a few reasons, including a low credit profile. Here’s what you can do to succeed at a balance transfer request.
Generally, banks won’t let you transfer a balance from one card to another from the same issuer. Here’s why and what alternatives you have to pay off card debt at a lower interest rate.
As the coronavirus pandemic continues to shutter businesses across the country and a record number of Americans filing for unemployment, some major credit card issuers are offering relief to their customers. Read on to find out what credit card companies are doing to help.
The best rewards credit cards offer meaningful perks on top of the points or miles you can earn, yet annual fees are common. With some savvy planning, however, you may be able to get out of an annual fee altogether.
Paying an individual or institution via a money order sounds like a good idea, but what if you want to charge a money order through your credit card? Find out why paying for a money order via a credit card should be a last resort for most individuals.