Mortgage Backed Securities, Explained

Mortgage Backed Securities, Explained

Mortgage-backed securities are bond-like investments made up of a pool of mortgages. When you purchase a mortgage-backed security, you’re buying a small portion of a collection of loans that a government-sponsored entity or a financial institution has packaged together for sale. Investors may refer to these loans as MBS, which stands for mortgage-backed securities. Investing […]

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What Are Treasury Inflation-Protected Securities (TIPS)?

What Are Treasury Inflation Protected Securities (TIPS)?

Inflation, or a sustained period of rising consumer prices, can take a bite out of investor portfolios and reduce purchasing power as the prices of goods and services increase. Treasury Inflation-Protected Securities, or TIPS, are one way to hedge against inflation in a portfolio. These government-issued securities are inflation-protected bonds that adjust in tandem with […]

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The Best Investors Are Dead — Here’s What to Learn from Them

When it comes to investing your money, dead people have the right idea. Here are four things the dead can teach us about the stock market.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Understanding the Gold Silver Ratio

Understanding the Gold Silver Ratio

The gold-silver ratio is the price of the silver and gold relative to each other. Initially, the gold-silver price relationship was fixed at a certain ratio but over time it began to fluctuate as information traveled faster and external variables weighed on their value. It’s a measurement that’s been around for thousands of years. Understanding […]

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Common Mistakes That Lead to a Lower Credit Score

Getting a loan or a new line of credit is usually subject to a 3 digit-number known as the credit score. And although it is not the only indicator used by banks and other lenders, your score weighs heavily on your financial health. So, what are the common mistakes that lead to lower credit score […]

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