Mortgage Backed Securities, Explained

Mortgage Backed Securities, Explained

Mortgage-backed securities are bond-like investments made up of a pool of mortgages. When you purchase a mortgage-backed security, you’re buying a small portion of a collection of loans that a government-sponsored entity or a financial institution has packaged together for sale. Investors may refer to these loans as MBS, which stands for mortgage-backed securities. Investing […]

The post Mortgage Backed Securities, Explained appeared first on SoFi.

7/1 ARM vs. 30-Year Fixed Mortgage: Pros and Cons

When shopping for a mortgage, it’s very important to pick a suitable loan product for your unique situation. Today, we’ll compare two popular loan programs, the “30-year fixed mortgage vs. the 7-year ARM.” We all know about the traditional 30-year fixed – it’s a home loan with a 30-year duration and an interest rate that [&hellip

The post 7/1 ARM vs. 30-Year Fixed Mortgage: Pros and Cons first appeared on The Truth About Mortgage.

Why You May Want to Switch Mortgage Companies

Loyalty? Not in the mortgage business. That is, if you actually want to save money on your home loan. A few years back, an HSBC survey revealed that 52% of U.S. homeowners “switched providers” (sorry, they’re British) when obtaining subsequent mortgages. This was mainly driven (53%) by the desire to get a better deal, aka [&hellip

The post Why You May Want to Switch Mortgage Companies first appeared on The Truth About Mortgage.

Finding a Home: Tips for LGBTQ+ Buyers

For the LGBTQ+ community, the experience of finding and buying a home has been changing for the better, but buyers do still face some challenges. These home-buying tips can help make your path to homeownership more fair and equitable. Understand your rights Zillow believes you have the right to buy a home free from discrimination. […]

The post Finding a Home: Tips for LGBTQ+ Buyers appeared first on Home Buyers Guide.

How to Spot an Up-and-Coming Neighbourhood

You’ve probably heard the saying that you shouldn’t buy the best house on the block. But everyone’s always looking for a deal, and in a fast-moving housing market, buyers especially are looking for a ‘diamond in the rough’: a good home in a not-so-good neighbourhood that they can buy for a steal and then sit […]

The post How to Spot an Up-and-Coming Neighbourhood appeared first on Zoocasa Blog.

What Are Treasury Inflation-Protected Securities (TIPS)?

What Are Treasury Inflation Protected Securities (TIPS)?

Inflation, or a sustained period of rising consumer prices, can take a bite out of investor portfolios and reduce purchasing power as the prices of goods and services increase. Treasury Inflation-Protected Securities, or TIPS, are one way to hedge against inflation in a portfolio. These government-issued securities are inflation-protected bonds that adjust in tandem with […]

The post What Are Treasury Inflation-Protected Securities (TIPS)? appeared first on SoFi.